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COVER STORY

Merge on Main Street
Interiors at 40 Main is a cooperative effort that works for everybody.

Story by Howard Shingle


In the spring of 2002 three women who had just begun working together after merging two businesses walked into a large workspace on the second floor of a newly completed office building at 40 Main St., Succasunna, NJ. Just the fact that they were there was surprising enough. The thought of opening a workroom to the trade and their own retail customers along with a showroom and sample library on the second floor—and schlepping things up and down stairs—was not appealing.

But they were in a tight spot, quite literally. Nancy Casse, Julie Koza and Marilyn DiColo had merged their two home-based businesses—Finnegan Interiors and Sew Creative—and were running out of room.

“There was a lot of dreaming and talking,” Koza recalls. “Wouldn’t it be great to get out [of our homes] and expand the space and have a place that’s more professional to bring customers so they’re not tripping over your dog? So we started thinking: What could we do, what would this business look like and what would our roles be? We talked for about six month. We would drive by a place and say, ‘Ooh, look at that. Let’s get this place.’”

Soon after, at the urging of a friend, they climbed the stairs to the space above a dentist office and all the pieces began falling into place. “The minute we walked in,” Koza continues, “it was a huge open space with nine windows, and it just felt like it was going to happen this way.” They even incorporated the address into their new business name: Interiors at 40 Main.

ROLE PLAYING
Less than an hour from New York City, Interiors at 40 Main provides window coverings (draperies, blinds and shades), carpeting, wallpaper, paint (finishes and selection), reupholstering, bedding, new furniture, fabricated accessories and design services to a wide range of clients. “We’re an active workroom to the trade, and we’re also retail. We have our own retail client base,” Casse says. “I’d say we’re about a 70/30 split—mostly retail.”

“Most of our bread and butter is the window coverings,” she adds. “That’s where our expertise comes in. Some of our designers leave the window coverings up to us. They’re making their money on other areas so they let us design and really add a lot of input, more than a regular workroom would.

“We’re just finishing up a very large job on a very large home with a designer who was spending a lot of time in the city with antiques and carpets. It was really a relief for her to find somebody who could measure, design and even help pick out fabrics and trim and hardware and really detail the treatments. A lot of times we’re ghost partners in these projects. The designers have a sense of style, but it’s hard for them to write a work order or understand that a two-dimensional design can’t always work in a three-dimensional world. A lot of our designers rely on us for that expertise.”

Bridging to-the-trade and retail business is a daunting feat for most workrooms. 40 Main makes it work because each of the women has an area she specializes in. “We have definite, decided roles on who handles what,” Casse says. “Julie [Koza] handles all of the sales with the designers. Some of the designers are very experienced and some of them are not. Marilyn [DiColo] strictly handles the fabrication, so she gets the work order end of it, and I’m strictly retail sales. We’re balanced out so we are able to do it.” Of course, sometimes the roles overlap. Koza is “the floater,” moving around to the different areas wherever she is needed the most.

An added benefit to having both retail and trade business is that at certain times of the year when the retail business slows down, workroom orders from designers fill the void.

“We get most of our work through word of mouth, as I think a lot of people in this industry do,” says Koza. “Sometimes you have to wait for somebody’s sister, neighbor or friend [to call you], but if you build a clientele of designers, they’re bringing you work every week. Early on we established that in building the business that was something that would help us with the overhead. We didn’t want just any designers. We didn’t want to work with 30 designers, we wanted to try to find a handful of designers that we felt really comfortable with and they felt comfortable with us. That’s how it works. We know them and they know us.”

COMFORT ZONE
For most retail customers Casse, DiColo and Koza never have to travel more than an hour—usually less than half an hour—although they have done work down along the Jersey shore, mostly second and vacation homes, that can be a couple of hours away. Design New Jersey magazine even featured some of their work there.

Most of their clients learn about Interiors at 40 Main through tried-and-true word of mouth. “That’s how women are, they want to know from another woman how they feel about things,” Casse explains. “Decorating is intimate, and you’re in someone’s personal space. We very seldom get a cold call. It’s always somebody heard from somebody . . . it might be three people removed but somehow they got our name from somebody who was comfortable with us and had already worked with us and they knew that we were fair about our pricing and that we were easy to work with. That’s how we get our foot in the door.”

“We don’t always have just high-end customers,” says DiColo. “We have a lot of customers that may do one window at a time, one room at a time, that are repeat customers year after year. These customers need to know it’s all right to do one window at a time or two windows or a room then move on to the next room in six months or the next year or whatever is financially good for them. The comfort zone for them makes us more appealing, more marketable to them.”
“Who knows,” DiColo adds, “those jobs may lead to the big, 9,000-square-foot house!”

That comfort is also visible among the three women. Each comes from divergent backgrounds, yet each has sewing—and eventually, window treatments—in common. The freedom and flexibility of owning their own businesses also appealed to them.

Koza began with Sew Creative after moving with her family from Indiana. She took some time off to decorate her new home and ended up sewing custom window treatments. “I can’t picture myself doing anything else,” she says. As it happened, her son’s friend had a mother who did much the same thing—enter DiColo. The two worked out of the Koza family basement.

On the other side of town, Casse was beginning Finnegan Interiors and working out of her garage. Over the next few years the business grew and prospered.

Sew Creative and Finnegan Interiors always had a friendly working relationship, sharing vendor resources and fabric and trim samples. The three women found they were often together and were always talking about the industry—the frustrations, the challenges and the rewards.

Looking back, it seems obvious these three would work together. “I really think it was fate,” Casse says, while adding, “We were all ready. We all needed to make a change.” The merge also found the three learning a lot from each other. “The creativity is unbelievable when you have control over how things are being made,” she says. “We can actually be mid-job looking at something and thinking ‘You know what . . . what do you think?’ And we’ll bring the customer in here and show them how we think it could look better.”

BY APPOINTMENT
Opening a new workspace was the next big step for Casse, DiColo and Koza, and when they found the 1,500-square-foot open space they set to work.

“Half of this space is showroom, which has all different types of books and fabric samples,” DiColo says. “We have a Robert Allen library that we allow designers to come in and use. The other part is my workroom and the back is the office space.

“We have several different windows with different window treatments on each window so the retail customer that comes in can visualize different applications of beads or trims or bandings or swags versus panels versus sheers—so they really get a visualization of different products.”

Here designers and retail customers alike can sense the synergy between the three. “We have a lot of fun. We bounce things off each other. When designers come in, they enjoy being here,” Casse says.
Being on the second floor hasn’t been a problem at all. Interiors at 40 Main gets very little traffic off the street because retail customers arrive by appointment only. “To have walk-in traffic you have to have a whole other staff just to handle individuals,” Casse says.

The also found an advantage of having the showroom and workroom in the same space. “If someone walks in for an appointment and sees someone else’s window treatments that have been embellished, they start to think outside the box,” DiColo says. That thinking is contagious. DiColo says beads and woven woods are particularly popular among clients these days, but especially the detail work. “Embellishing panels. Banding panels and adding beads really adds the distinguishing custom look,” she says.

“We don’t like to see something go out without trim. It looks so much better,” Koza adds.

POSTURE
It hasn’t always been as easy as it seems for Casse, Koza and DiColo. They’re top graduates of the School of Hard Knocks. They know what it’s like having to rip something out and start again—sometimes over and over. And they admit to having told clients they could do something then having to go figure out a way to do it. But all of their past experiences have given these women the confidence they need to be creative and to know their worth to clients.

“One of the most difficult things to get over is pricing what you’re worth,” Casse says. “And getting other people to realize what you are worth, too,” Koza adds.

Casse recalls a sales call after hours on a Monday night during a snowstorm. “I’m thinking about my kids and that I have to go home and make dinner, but I want to make the sale. I’m riding through this snowstorm lugging the books and going in to sell the husband.” When, after making her presentation, he says he can get the wood blinds cheaper at a local big box store, she asked him, “’Where are they now?’ That’s all I had to say and he gave me the sale.

“We have developed posture over the years,” she continues. “We know that we know what we know and know that we’re worth it. We’re not snide or snippy about it, but we will let clients know that we’re providing a service and, yes, you’ll have to pay for it.”

Into its fourth year in business Interiors at 40 Main is, on all accounts, a success. But that doesn’t mean there is no room for improvement. On the contrary. “Flexibility and willingness to improve all the time on what we can and want to do,” is the way DiColo describes 40 Main’s key to continued success ahead.

“The future doesn’t mean adding more things,” Koza adds. “Sometimes it’s looking to see what you do best and knowing that you can’t do it all. We still redefine ourselves.”

Casse, true to her sales instincts, has a more definite goal in mind: Increase volume and sales, making Interiors at 40 Main more financially advantageous for everyone. “We’re realizing that we have to streamline what we do in our niche and be really, really good at it—be the resource for that particular thing,” she says. “What’s interesting is that we find that window treatments is probably where it’s going to be.”